Loanly Privacy Policy

Loanly is a web and mobile app that helps you calculate your loan payments and amortization schedule. This privacy policy explains how we collect, use, and protect your personal information when you use our app.

What personal information do we collect?

We do not collect any personal information from you when you use our app, except for your device identifier (IDFA or AAID), which we use to show you personalized ads based on your preferences and interests. Any other information we collect will fully anonymous unless otherwise stated.

How do we collect your personal information?

We collect your device identifier through third-party services. These services may also collect other information from your device, such as your IP address, device type, operating system, browser type, and app usage.

Why do we collect your personal information?

We may collect your device identifier to show you personalized ads that are relevant to your interests and preferences. This helps us improve our app and provide you with a better user experience. All other information collected will be used anonymously to but not limited:

  • Product Enhancement: To enhance our app’s functionality, features, and overall user experience.
  • Service Optimization: To optimize our services based on user behavior and preferences.

Who do we share your personal information with?

We do not share your personal information with anyone, except as required by law or to protect our rights and property. We may share aggregated or anonymized information with our partners, advertisers, or other third parties for analytical or marketing purposes, but this information does not identify you personally.

How do we protect your personal information?

We use reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission or storage is 100% secure, and we cannot guarantee the absolute security of your personal information. You are responsible for keeping your device and app secure and preventing unauthorized access.

How can you access, update, delete, or restrict your personal information?

You can access, update, delete, or restrict your personal information by changing your device settings or contacting us at support@twoowl.com. Please note that deleting or restricting your personal information may affect the functionality of our app and the quality of the ads you see.

How do we notify you of changes to our privacy policy?

We may update our privacy policy from time to time to reflect changes in our app, data practices, or legal requirements. We will notify you of any material changes by posting a notice on our app or sending you an email. Your continued use of our app after the notice period constitutes your acceptance of the updated privacy policy. If you do not agree with the changes, you should stop using our app and delete it from your device.

How can you contact us?

If you have any questions or complaints regarding our privacy policy or data practices, please contact us at support@twoowl.com. We will respond to your request within a reasonable time.